Hazards in Hawaii

Some people travel for special occasions – whether it bebirthdays, anniversaries or spring break. But for Mora J. travel meant to explore the world, pursue volunteer opportunities and learn how to make the world a more sustainable place.

“I wanted to explore volunteer opportunities in Hawaii at Kalani, a sustainability and wellness retreat center,” said Mora.

[Staying there] gave me the opportunity to help others, learn more about Hawaiian culture and sustainability/green practices while living in a community.”

She had been planning her trip for a few months and would be traveling alone, but that didn’t worry her. In fact, while on the trip she made many friends who became like family to her. So, during her free time she and her new friends would surf and hike in the warm, Hawaiian sun.

“I had plans to get as much surfing in as possible and I also went on a hike over flowing lava,” said Mora. We trekked to Waip’io Valley, one of the most beautiful spots I have ever been to in my life, biked and did yoga daily, as it is such a serene place to be active and reflective.”

One morning, a few days into her trip, Mora was surfing when she felt a sharp pain in her lower abdomen. At first, she shrugged it off, thinking that she had pulled a groin muscle. By early afternoon, after trying to tend to the pain, she was doubled over and showing signs of early shock.

“Since I couldn’t move and was hyperventilating, a few of the medically-trained staff hoisted me into a car and drove me to the medical center,” said Mora. Two of the volunteers stayed with me that night in the ER, as the hospital staff tried to assess what was going on.”

Thankfully, Mora had purchased a travel insurance plan through Travel Guard so she was covered her for medical expenses and Travel Guard routinely followed up with her while she was in the hospital.

“Travel Guard called me in the hospital to see that everything was ok and followed up with me once I was released,” said Mora. “It was reassuring to know that they were there right from the beginning and that there was communication between the hospital and them. I am a very healthy young woman and live an active lifestyle complete with daily exercise, good food and meditation; but, even then, you never know what is going to happen. It is important to insure yourself. Travel Guard provided me with very personalized service; versus some of the companies I have purchased a plan with in the past.”



This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Travel assistance services provided by Travel Guard Group, Inc. (“Travel Guard”).

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